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Income, Income, Income… For Today's Retirees:
Where Will It Come From? How Long Will It Last?
A Video Training Conference Presentation at our next Membership Breakfast Meeting:.
Thursday, February 18, 2010.
Allegheny HYP Club, 619 William Penn Place, Downtown Pittsburgh.
( CLICK HERE TO VIEW MAP ).
| 8:30 a.m. |
Breakfast |
| 9:00 - 11:15 a.m. |
VTC Presentation |
There is no charge for Society of FSP - Pittsburgh Chapter members and $13.00 for non-members and guests. Please RSVP by Tuesday, February 16, 2010 by 5:00 p.m. Make your reservations TODAY by calling Chapter Executive Ann McKenna at (412) 655-4447 or e-mailing sfsppittsburgh@verizon.net.
Program Overview: This program is a discussion of the income needs of retirees: the sources of that income; how to arrange those sources to offset changes in health and other variables; what amount will be sufficient to support a desired life style; and how to sustain that income through a long retirement. Panelists will create an investment strategy that addresses these concerns and apply that strategy to a series of situations based on a hypothetical client who has sufficient life insurance for estate purposes, will live a minimum of 30 years after retirement, and already owns long term care coverage. The only issue left is income. Discussion will center on the interaction of such factors as Social Security benefits, retirement plans, IRAs, Roth conversion opportunities, pensions, annuities, etc. With an emphasis on income, the program will be of particular interest to these Professional Interest Sections: Investment Management, Retirement Counseling, Financial Planning, and Qualified Plans, as well as to anyone who advises clients on retirement issues.
By the end of the program you will understand:
• The concerns of retirees about income and longevity in light of today's economic conditions.
• How to develop a strategy to sustain income in retirement that will provide a good quality of
..life for your client.
• How to align income sources to offset economic and other changes beyond your client's control
• The interaction of Social Security, annuities, IRAs, Roth conversions, and other factors that
..affect retirement income
Who should attend? Financial planners, insurance producers, investment advisors, retirement counselors, estate planners, and other financial professionals who are looking for strategies on how to stay productive.
Continuing Education Credit for National Broadcast Dates: This program has been submitted for 2 hours of CE credit in: CIE (insurance), CLE, CPE, CFP®, ICB and PACE.
Moderator:
Ben Baldwin, Jr., MSFS, MSM, CLU, ChFC, CFP®, AEP, is president and owner of Baldwin Financial Systems, Inc., Arlington Heights, Ill., a registered investment advisory firm specializing in financial education and consulting for corporate and individual clients
Panel of Experts:
Terry Altman, CLU, CFP®, ChFC, LIC, Terry now operates Altman Financial LLC as an insurance-based financial planner, serving individual and corporate clients and operating with several strategic alliances with financial planning firms and marketing organizations. He travels extensively, speaking on risk-management-related topics within the financial planning field.
David G. Freitag, CLU, ChFC, CRPC is vice president of marketing for the Impact Technologies Group. He has helped develop software practice management tools for retirement income planning, estate planning, risk management and needs analysis and conducted seminars from Singapore to the United Kingdom on the Tricks, Tips and Traps of Using Technology in the sales cycle.
Dale A. Vetter, ChFC, MSFS, CLU, AEP, is president of Vetter & Associates, a comprehensive fee-only financial planning firm in Willingboro, NJ.
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